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he Smarter Way to Make Your Money Work for You

Kai-Zen: The Smarter Way to Make Your Money Work for You

December 08, 20252 min read

Kai-zen


As a higher-income executive, business owner, or seasoned financial advisor, you’ve likely asked yourself this question:

"Am I truly making my money work for me?"

Most conventional wealth plans fail because they rely heavily on deferred strategies—waiting years to see results, often leaving opportunity on the table. The reality is that traditional approaches rarely account for leveraging other people’s money (OPM) in a way that grows your wealth efficiently while protecting your legacy.

tax free wealth

With Kai-Zen, you can achieve:

tax free wealth


That’s where Kai-Zen comes in. Unlike standard investment strategies that leave your growth to chance, Kai-Zen provides a structured, protected, and strategic financial framework designed for deliberate, high-impact results.

Tax-free retirement income – Keep more of what you earn.
A guaranteed, downside-protected account – Shield your assets from market volatility.
A significant death benefit – Protect your family and legacy.
A proven 15-year wealth plan – Designed for predictable, measurable growth.

This isn’t just another investment. It’s strategic financial architecture—a way to grow, protect, and leverage your wealth that traditional plans simply can’t match.

For executives, business owners, and financial advisors who demand more than hope and market timing, Kai-Zen is the smarter path to building lasting wealth.

Your legacy deserves strategy, not luck. Kai-Zen delivers both.

Kai-zen


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Harmony Hub

Get Specific About Christmas
-Voddie Baucham-


“Get Specific About Christmas” message challenges the vague, sentimental way many people talk about the holiday and instead calls for a clear, biblical understanding of why Christmas truly matters. He emphasises that Christmas is not mainly about traditions, decorations, or emotional moments, but about the historical, real incarnation of Jesus Christ. God did not send an abstract “spirit of love” — He sent His Son, born of a virgin, entering human history at a specific time, in a specific place, to accomplish a specific purpose.

He further explains that Jesus did not come simply to be a moral teacher or a symbol of hope, but to save sinners by living a perfect life and dying on the cross in their place. Baucham urges believers to be bold and precise in proclaiming this truth, especially in a world that prefers a generic, non-offensive message. Christmas, when understood correctly, points directly to the gospel — the reason Christ came, the problem of sin, and God’s plan of redemption through Him.

Kent Cornell



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Kent Cornell

Helping Christian executives build tax free wealth.

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Creating Tax Free Wealth For Business Owners

Kai-Zen was first introduced in 2012 by NIW. The underlying financial approach has been utilized by wealthy individuals and estates (typically $10M and over) since the 1960s. Kai-Zen is a new variation on this approach - allowing highly compensated individuals like yourself to participate in this type of leveraging for the first time.

Learn More About Kai-Zen™

Take Comfort in Understanding Your Strategy!

No one knows what will happen in the future but looking at the past uncovers some common patterns. Stressing our designs through some of the harshest economic conditions to date allows us to implement a strategy to help protect against potential future failures and optimizes our chances for a more successful outcome.


"Let us not become weary in doing good, for at the proper time we will reap a harvest if we do not give up."

- Galatians 6:9 (NIV)

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