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High Earners Need a New Strategy

Why Higher-Income Earners Need a New Strategy Before 2026

November 24, 20252 min read

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Most higher-income earners are doing the right things — earning well, saving consistently, investing responsibly.
But here’s the problem:


Doing the “right things” is no longer enough.

Between rising taxes, market unpredictability, and inflation operating quietly in the background, traditional financial planning is losing more of its influence every year.

This is why the wealthy pivot early.

They don’t wait for tax laws to change.
They don’t wait for markets to settle.
They don’t wait for January.

They are in position now — before the new year resets.

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The Real Reason Many Higher-Income Earners Don’t Grow Wealth Faster

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It’s not because they’re undisciplined.
It’s because their wealth plan wasn’t designed to protect or accelerate growth.

Most strategies expose your money to:

  • Market downturns

  • Tax erosion

  • Inflation drag

  • Limited compounding

Even strong earners end up feeling like they’re working harder than their money.

But there’s a better way — and the affluent have been using it for decades.

The New Wealth Pivot

Today’s most effective financial structures give you:

✅ Tax-free compounding
✅ Protected capital
✅ Leverage to power your contributions
✅ Retirement income that isn’t taxed
✅ Growth not dependent on the stock market

This is why many executives are shifting to leverage-backed, tax-free wealth systems before the end of the year.

Your Move Before 2026

If you want your wealth to grow faster next year, the time to pivot isn’t January — it’s right now.

Because the strongest wealth strategies don’t reward waiting…
They reward positioning.

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How to Serve Your Spouse in Truth,

Love and Grace

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How did they live happily ever after when happiness can be so fleeting and relative? Books have been written, movies have been made, songs have been written, seminars have been held, and more have been created around this central idea of how to achieve happiness.

Christians, however, aren’t called to be happy. We’re called to serve as Christ served. And for those who are married, the call to serve your spouse is even greater.

READ MORE

Kent Cornell

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Kent Cornell

Helping Christian executives build tax free wealth.

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Creating Tax Free Wealth For Business Owners

Kai-Zen was first introduced in 2012 by NIW. The underlying financial approach has been utilized by wealthy individuals and estates (typically $10M and over) since the 1960s. Kai-Zen is a new variation on this approach - allowing highly compensated individuals like yourself to participate in this type of leveraging for the first time.

Learn More About Kai-Zen™

Take Comfort in Understanding Your Strategy!

No one knows what will happen in the future but looking at the past uncovers some common patterns. Stressing our designs through some of the harshest economic conditions to date allows us to implement a strategy to help protect against potential future failures and optimizes our chances for a more successful outcome.


"Let us not become weary in doing good, for at the proper time we will reap a harvest if we do not give up."

- Galatians 6:9 (NIV)

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