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The last week of January arrives quietly—but it carries weight.

Where Momentum Is Either Built or Lost

January 26, 20262 min read

TAX FREE WEALTH

The last week of January arrives quietly—but it carries weight.

By now, the excitement of a new year has settled. Goals have been written. Plans have been discussed. And reality has begun to set in. This is often the moment when many realize that intention alone isn’t enough to create a fruitful year.

This is also when clarity starts to emerge.

The question becomes less about what was hoped for and more about what is actually being built.

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Fruitfulness Is Not an Accident

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A fruitful year doesn’t come from good intentions or strong starts alone. It comes from alignment—between priorities, decisions, and daily actions.

When alignment is missing, effort increases, but results stay the same. When alignment is present, even small, consistent steps begin to compound. This is true in life, faith, leadership, and finances.

Fruitfulness grows when foundations are solid, direction is clear, and choices are made with purpose rather than urgency.


Why This Moment Matters More Than the Beginning of the Year

The start of January is full of vision.
The end of January reveals execution.

This is the point where patterns begin to form. Habits take root. Strategies either gain traction—or quietly stall. Waiting for “later” often means carrying the same approach forward, even when it no longer serves long-term goals.

Progress is rarely corrected by time alone. It’s corrected by intentional adjustment.


A Strong Year Is Built by Realignment, Not Pressure

Fruitfulness doesn’t require perfection or a complete restart. Often, it comes from recognizing what needs to be released, refined, or restructured.

That may mean letting go of approaches that no longer produce results.
It may mean strengthening what already works.
Or it may mean choosing depth and sustainability over speed.

The most meaningful growth happens when decisions are made early enough to change the trajectory of the year ahead.

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The Power of Love (Romans14:16-23)


In this message, Jack Hibbs explains that Christian freedom must always be governed by love, not personal preference. Drawing from Romans 14:16–23, the teaching emphasizes that even when something is permissible, it may not always be beneficial if it causes confusion, offense, or spiritual harm to others. The focus is placed on the greater calling of believers—to pursue righteousness, peace, and unity rather than insisting on individual rights that could damage another person’s walk of faith.

The message also highlights the importance of conscience and accountability before God. Faith is not meant to pressure others or create division, but to reflect love through humility and self-restraint. True spiritual maturity is shown when decisions are made with others in mind, valuing peace over being “right.” Through this passage, Real Life with Jack Hibbsunderscores that love is the standard by which freedom should be exercised, ensuring that every action honors God and strengthens the body of believers rather than tearing it down.

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Kent Cornell

Helping Christian executives build tax free wealth.

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Creating Tax Free Wealth For Business Owners

Kai-Zen was first introduced in 2012 by NIW. The underlying financial approach has been utilized by wealthy individuals and estates (typically $10M and over) since the 1960s. Kai-Zen is a new variation on this approach - allowing highly compensated individuals like yourself to participate in this type of leveraging for the first time.

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Take Comfort in Understanding Your Strategy!

No one knows what will happen in the future but looking at the past uncovers some common patterns. Stressing our designs through some of the harshest economic conditions to date allows us to implement a strategy to help protect against potential future failures and optimizes our chances for a more successful outcome.


"Let us not become weary in doing good, for at the proper time we will reap a harvest if we do not give up."

- Galatians 6:9 (NIV)

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