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Creating Tax Free Wealth For Business Owners

Tax-Free Wealth strategy

A Smarter Path to Financial Freedom

January 13, 20253 min read

tax free wealth

Imagine a future where your money works as hard as you do—free from the burden of taxes eroding your savings. With our Tax-Free Wealth strategy, this vision can become your reality. It’s a smarter, more resilient approach designed to grow your wealth while keeping it potentially tax-free. Discover how leveraging life insurance can help you build a secure financial future and enjoy peace of mind along the way.


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Are Taxes Your Biggest Expense?

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When we think about our largest financial burdens, we often consider mortgage payments, car loans, or tuition costs. However, the truth is that taxes are likely your single largest lifetime expense. For instance, someone earning $400,000 annually between the ages of 45 and 65 will pay an astonishing $2.8 million in taxes. These taxes significantly diminish wealth and hinder the path to financial freedom. And with tax rates potentially on the rise, the future may hold even more fiscal uncertainty.


Welcome to Tax-Free Wealth: A Revolutionary Strategy

Tax-Free Wealth isn’t just about saving—it’s about amplifying your earnings and recreating what taxes have taken. Here’s how it works:

Leverage and Growth: By pairing your contributions with bank funding, Tax-Free Wealth effectively triples your investment without the typical risks associated with borrowing.

Potential Tax-Free Gains: Contribute $65,000 annually for five years, and you could potentially recoup $2.8 million tax-free through policy loans.

Dual Benefits: Enjoy both living benefits, such as protection against terminal or chronic illness, and a death benefit for your family.

How Tax-Free Wealth Works

  1. Contributions and Bank Funding: Your initial payments are paired with bank lending, doubling your investment for five years. Your contributions act as collateral, eliminating the need for credit checks, personal guarantees, or additional collateral.

  2. Life Insurance Partnerships: Tax-Free Wealth collaborates with some of the largest life insurance providers, instilling lender confidence and ensuring your funds are secure.

  3. Market-Linked Growth with Protection: Your funds grow with the market while being safeguarded by a 0% guaranteed floor, protecting your contributions from market downturns.

  4. Loan Settlement: Around year 15, the bank loan is fully settled, and the cash value of your policy is yours to use as you see fit—tax-free.

    Tax-Free Wealth today, you position yourself for significant financial benefits by 2025. Imagine reclaiming lost dollars, enjoying tax-free growth, and setting yourself on a path to long-term security—all within the next few years.

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Building financial literacy in the next generation.

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To engage the next generation in biblical stewardship, it's essential to move beyond rigid rules and offer meaningful insights that address their "why." This generation values understanding and seeks practical tools, authentic mentorship, and relatable guidance over traditional directives. By fostering trust, creating community, and empowering individuals to make informed decisions, ministries can inspire spiritual transformation in a world saturated with materialism. The focus should be on building relationships and showing how biblical principles connect to real-life challenges, making the Church a place of relevance, support, and growth.

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Creating Tax Free Wealth For Business Owners

Kai-Zen was first introduced in 2012 by NIW. The underlying financial approach has been utilized by wealthy individuals and estates (typically $10M and over) since the 1960s. Kai-Zen is a new variation on this approach - allowing highly compensated individuals like yourself to participate in this type of leveraging for the first time.

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Take Comfort in Understanding Your Strategy!

No one knows what will happen in the future but looking at the past uncovers some common patterns. Stressing our designs through some of the harshest economic conditions to date allows us to implement a strategy to help protect against potential future failures and optimizes our chances for a more successful outcome.


"Let us not become weary in doing good, for at the proper time we will reap a harvest if we do not give up."

- Galatians 6:9 (NIV)

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