Broker Check

3750 West Main St., 3 Park F
Norman, OK 73072

LinkedIn

Kent A Cornell CFP®

(405)200-1368

 

Blog

Monday, June 24, 2019

Diversification, Patience, and ConsistencyThree important factors when it comes to your financial life. Provided by Kent Cornell, Certified Financial Planner ™ Regardless of how the markets may perform, consider making the...

 

Friday, June 21, 2019

Trends in Charitable GivingThe hows and whys of charity in America. Provided by Kent Cornell, Certified Financial Planner ™ According to Giving USA 2018, Americans gave an estimated $410.02 billion to charity in 2017....

 

Thursday, June 20, 2019

Tax Moves to Consider in SummerNow is a good time to think about a few financial matters. Provided by Kent Cornell, Certified Financial Planner ™ Consider making tax moves earlier rather than later. If you own a business, earn...

 

Monday, June 17, 2019

A Decision Not Made is Still a DecisionIndecision can lead to no decision. Provided by Kent Cornell, Certified Financial Planner ™ Investment inaction is played out in many ways, often silently, invisibly, and with potential...

 

Friday, June 14, 2019

Your Financial StrategyLike a chess grandmaster, it’s worth thinking a few moves ahead. Provided by Kent Cornell, Certified Financial Planner ™ Thinking about retirement might seem unpleasant. As you budget your monthly...

 

Show All

Wednesday, June 12, 2019

The Gift TaxNot all gifts are taxable. Provided by Kent Cornell, Certified Financial Planner ™ I’d like for you to meet my friend, Hugh. He’s a retired film stuntman who, after a long career, is enjoying his...

 

Monday, June 10, 2019

The FIRE MovementA radical new approach to working, saving, and retiring. Provided by Kent Cornell, Certified Financial Planner ™ Retire before 50 and live your best life. That is the message of the FIRE (Financial Independence,...

 

Friday, June 7, 2019

Money Tips for NewlywedsIdeas to Help Manage Stress. Provided by Kent Cornell, Certified Financial Planner ™ In a recent study, 35% of married couples described money issues as their primary source of stress. While there are many...

 

Wednesday, June 5, 2019

Smart Financial Moves in Your 20s, 30s, 40s, & 50sThe right moves for every age. Provided by Kent Cornell, Certified Financial Planner™ Have you ever mapped out your financial timeline? If you’re like many Americans, it may...

 

Monday, June 3, 2019

Retiring SingleYou will want to replace your income; you will also want to stay socially engaged. Provided by Kent Cornell, Certified Financial Planner™ About 6% of Americans 65 and older have never married. That statistic comes...

 

Friday, May 31, 2019

Countdown to CollegePreparing for college means setting goals. Provided by Kent Cornell, Certified Financial Planner ™Most parents want to give their children the best opportunity for success and getting into the right college...

 

Wednesday, May 29, 2019

Saving Your Elderly Parents from Financial FraudTalk about precautions with the seniors in your family. Provided by Kent Cornell, Certified Financial Planner™ Elders are financially defrauded in this country on a daily basis....

 

Tuesday, May 28, 2019

Keep Calm, Stay InvestedExpect volatility, but avoid letting the headlines alter your plans. Provided by Kent Cornell, Certified Financial Planner ™ Recent headlines have added volatility to the markets. There will always be new...

 

Friday, May 24, 2019

What if You Get Audited?What the I.R.S. looks for and why. Provided by Kent Cornell, Certified Financial Planner ™ “Audit” is a word that can strike fear into the hearts of taxpayers.However, the chances of an...

 

Wednesday, May 22, 2019

Where Will Your Retirement Money Come From?Retirement income may come from a variety of sources. Provided by Kent Cornell, Certified Financial Planner ™ For many people, retirement income may come from a variety of sources....

 

Monday, May 20, 2019

In this week’s recap: tariffs and U.S.-China trade tensions once again become the talk of Wall Street, and U.S. stocks end up lower, week-over-week.Weekly Economic Update Presented by «Kent Cornell, Certified Financial...

 

Monday, May 20, 2019

Taking Charge of Your Financial LifeDelegating responsibilities to others may lead to problems down the road. Provided by Kent Cornell Certified Planner ™» When you are putting together a household, it isn’t unusual...

 

Friday, May 17, 2019

Can an IRA Be a College Savings Vehicle? You might be surprised at its potential. Provided by Kent Cornell, Certified Financial Planner™ An IRA is a retirement savings account, right? Indeed. IRA stands for Individual Retirement...

 

Wednesday, May 15, 2019

Key Person Insurance A way for businesses – especially niche businesses – to address a major risk. Provided by Kent Cornell, Certified Financial Planner™ Who are the people most crucial to your business? Have you...

 

Monday, May 13, 2019

Investment Challenges of the Affluent Investor Affluent investors face unique challenges when putting together an investment strategy. Provided by Kent Cornell, Certified Financial Planner™ High net worth investors face...

 

Friday, May 10, 2019

The Shred Party What should you get rid of and hold on to? When and why? Provided by Kent Cornell, Certified Financial Planner™ If a shred party happens to spring up in your area, you may want to mark your calendar. For many...

 

Wednesday, May 8, 2019

TOD or Living Trust? A look at two basic methods for shielding assets from probate. Provided by Kent Cornell, Certified Financial Planner™ How do you keep assets out of probate? If that estate planning question is on your mind,...

 

Monday, May 6, 2019

Step-Up CDs They allow you to take advantage of rising interest rates. Provided by Kent Cornell, Certified Financial Planner™ When interest rates start to climb, will these be the CDs to own? Step-up certificates of deposit (also...

 

Friday, May 3, 2019

Debunking a Few Popular Retirement Myths It seems high time to dispel some of these misconceptions. Provided by Kent Cornell, Certified Financial Planner™ Generalizations about money and retirement linger. Some have been around...

 

Wednesday, May 1, 2019

Balancing Your Checkbook A useful skill, even in a digital age. Provided by Kent Cornell, Certified Financial Planner™ Do you know how much money you have in your checking account? If you keep your checkbook balanced, answering...

 

Monday, April 29, 2019

Leaving a Legacy to Your Grandkids Now is the time to explore the possibilities. Provided by Kent Cornell, Certified Financial Planner™ Grandparents Day provides a reminder of the bond between grandparents and grandchildren and...

 

Friday, April 26, 2019

Three Key Questions to Answer Before Taking Social Security When to start? Should I continue to work? How can I maximize my benefit? Provided by Kent Cornell, Certified Financial Planner™ Social Security will be a critical...

 

Wednesday, April 24, 2019

Taking Charge of Your Financial Life Delegating responsibilities to others may lead to problems down the road. Provided by Kent Cornell, Certified Financial Planner™ When you are putting together a household, it isn’t...

 

Monday, April 22, 2019

Tax Changes Around the Home How the Tax Cuts & Jobs Act impacted three popular deductions. Provided by Kent Cornell, Certified Financial Planner™ Three recent tax law changes impact homeowners and home-based businesses. They may...

 

Friday, April 19, 2019

The Cost of Procrastination Don't let procrastination keep you from pursuing your financial goals. Provided by Kent Cornell, Certified Financial Planner™ Some of us share a common experience. You’re driving along when a...

 

Wednesday, April 17, 2019

Coping with College Loans Paying them down and managing their financial impact. Provided by Kent Cornell, Certified Financial Planner™ Is student loan debt weighing on the economy? Probably. Total student loan debt in America is...

 

Monday, April 15, 2019

Ten Years, Tremendous Gains A look at where stocks were in 2009 and how they have performed since. Provided by Kent Cornell, Certified Financial Planner™ Where were you on March 9, 2009? Do you remember the headwinds hitting Wall...

 

Friday, April 12, 2019

Insurance When You’re Young and Single Coverage can be a great comfort, even in youth. Provided by Kent Cornell, Certified Financial Planner™ The transition to adulthood is an exciting new stage that marks true independence...

 

Wednesday, April 10, 2019

Retirement Planning Weak Spots They are all too common. Provided by Kent Cornell, Certified Financial Planner™ Many households think they are planning carefully for retirement. In many cases, they are not. Weak spots in their...

 

Monday, April 8, 2019

The Pros & Cons of Roth IRA Conversions What are the potential benefits? What are the drawbacks? Provided by Kent Cornell, Certified Financial Planner™ If you own a traditional IRA, perhaps you have thought about converting it to...

 

Friday, April 5, 2019

Will You Avoid These Estate Planning Mistakes? Too many wealthy households commit these common blunders. Provided by Kent Cornell, Certified Financial Planner™ Many people plan their estates diligently, with input from legal, tax...

 

Wednesday, April 3, 2019

Reasons Not To Write Your Own Will Do-it-yourself is cheaper, but you could do some things wrong. Provided by Kent Cornell, Certified Financial Planner™ Maybe you have seen those will-in-a-box kits. Maybe you have even considered...

 

Monday, April 1, 2019

You Could Retire, But Should You? It might be better to wait a bit longer. Provided by Kent Cornell, Certified Financial Planner™ Some people retire at first opportunity, only to wish they had waited longer. Your financial...

 

Friday, March 29, 2019

Getting It All Together for Retirement Where is everything? Time to organize and centralize your documents. Provided by Kent Cornell, Certified Financial Planner™ Before retirement begins, gather what you need. Put as much...

 

Wednesday, March 27, 2019

When Is Social Security Income Taxable? To find out, look closely at two factors. Provided by Kent Cornell, Certified Financial Planner™ Your Social Security income could be taxed. That may seem unfair or unfathomable. Regardless...

 

Monday, March 25, 2019

Earnings for All Seasons What is it and why is it important? Provided by Kent Cornell, Certified Financial Planner™ While nature offers four seasons, Wall Street offers only one – four times a year. It’s called...

 

Friday, March 22, 2019

5 Retirement Concerns Too Often Overlooked Baby boomers entering their “second acts” should think about these matters. Provided by Kent Cornell, Certified Financial Planner™ Retirement is undeniably a major life and...

 

Wednesday, March 20, 2019

Financial Considerations When Buying a Car Things to think about before heading to a dealership. Provided by Kent Cornell, Certified Financial Planner™ Time to buy a car? Short of buying a house, this is one on the most important...

 

Monday, March 18, 2019

Ways to Repair Your Credit Score Steps to get your credit rating back toward 720. Provided by Kent Cornell, Certified Financial Planner™ We all know the value of a good credit score. We all try to maintain one. Sometimes, though,...

 

Friday, March 15, 2019

Wealth Management with Memory Disorders What steps can a family take? Provided by Kent Cornell, Certified Financial Planner™ Besides impacting lives and relationships, dementia can also impact family finances. It may call for...

 

Wednesday, March 13, 2019

Set Goals as You Save & Invest Turn your intent into a commitment. Provided by Kent Cornell, Certified Financial Planner™ Goals give you focus. To find and establish your investing and saving goals, first ask yourself what you...

 

Monday, March 11, 2019

Gradual Retirement Not everyone retires the same way – or at the same pace. Provided by Kent Cornell, Certified Financial Planner™ Are you in a hurry to retire? Not everyone is rushing to that particular finish line....

 

Friday, March 8, 2019

The Investment Risk You May Not Know About What can you do to allay this risk? Provided by Kent Cornell, Certified Financial Planner™ Knowledgeable investors are aware that investing in the capital markets presents any number of...

 

Monday, March 4, 2019

To Catch a Thief Having your identity stolen may be costly. Provided by Kent Cornell, Certified Financial Planner™ Many Americans have taken steps in recent years to protect their personal information, but savvy cybercrooks have...

 

Wednesday, February 27, 2019

Value vs. Growth Investing There are those who favor value and those who favor growth. Provided by Kent Cornell, Certified Financial Planner™ You might be initially confused by these terms or even suspect they aren’t that...

 

Monday, February 25, 2019

Managing Money Well as a Couple What are the keys in planning to grow wealthy together? Provided by Kent Cornell, Certified Financial Planner™ When you marry or simply share a household with someone, your financial life changes...

 

Friday, February 22, 2019

Bad Money Habits to Break Behaviors worth changing. Provided by Kent Cornell, Certified Financial Planner™ Do bad money habits constrain your financial progress? Many people fall into the same financial behavior patterns, year...

 

Friday, February 15, 2019

Social Security by the Numbers Facts about the federal Old-Age, Survivors, and Disability Insurance (OASDI) program. Provided by Kent Cornell, Certified Financial Planner™ Social Security has been a pillar of retirement life for...

 

Wednesday, February 13, 2019

The Different Types of IRAs This popular retirement savings vehicle comes in several varieties. Provided by Kent Cornell, Certified Financial Planner™ What don’t you know? Many Americans know about Roth and traditional IRAs...

 

Monday, February 11, 2019

Strategic vs. Tactical Investing How do these investment approaches differ? Provided by Kent Cornell, Certified Financial Planner™ Ever heard the term “strategic investing”? How about “tactical investing”?...

 

Friday, February 8, 2019

Certain Uncertainties in Retirement Two financial unknowns may erode our degree of confidence. Provided by Kent Cornell, Certified Financial Planner™ The financial uncertainties we face in retirement may risk reducing our sense...

 

Monday, February 4, 2019

Facts About Refinancing Even with interest rates rising, you may want to explore the possibilities. Provided by Kent Cornell, Certified Financial Planner™ In the first quarter of 2018, the refinance share of home loan...

 

Friday, February 1, 2019

The A, B, C, & D of Medicare Breaking down the basics & what each part covers. Provided by Kent Cornell, Certified Financial Planner™ Whether your 65th birthday is on the horizon or decades away, you should understand the parts...

 

Wednesday, January 30, 2019

Why You Should Have an Online Social Security Account In monitoring your Social Security profile, you may help to thwart fraud. Provided by Kent Cornell, Certified Financial Planner™ Could your personal information soon be...

 

Monday, January 28, 2019

Investing in Your Beliefs Is your investment strategy as socially and environmentally conscious as you are? Provided by Kent Cornell, Certified Financial Planner™ It’s not uncommon – Many a well-educated, socially...

 

Friday, January 25, 2019

Money Concerns for Those Remarrying What financial factors deserve attention? Provided by Kent Cornell, Certified Financial Planner™ Some of us will marry again in retirement. How many of us will thoroughly understand the...

 

Wednesday, January 23, 2019

Why Having a Financial Professional Matters A good professional provides important guidance and insight through the years. Provided by Kent Cornell, Certified Financial Planner™ What kind of role can a financial professional play...

 

Monday, January 21, 2019

Your Emergency Fund: How Much is Enough? An emergency fund may help alleviate the stress associated with a financial crisis. Provided by Kent Cornell, Certified Financial Planner™ Have you ever had one of those months? The water...

 

Friday, January 18, 2019

Building a College Fund Do it smartly, without the all-too-common missteps. Provided by Kent Cornell, Certified Financial Planner™ According to Sallie Mae, U.S. families with one or more college students spent an average of $24...

 

Wednesday, January 16, 2019

When Alzheimer’s Disease Is Diagnosed Part of a series on how to care for your aging parents. Provided by Kent Cornell, Certified Financial Planner™ Imagine the outlook for your life changing in minutes. A diagnosis of...

 

Monday, January 14, 2019

Planning for Retirement When You Are Single If you aren’t married, you should consider these potential expenses & needs. Provided by Kent Cornell, Certified Financial Planner™ How does retirement planning differ for single...

 

Friday, January 11, 2019

Grandparents Raising Grandchildren How can they cope with the financial demands? Provided by Kent Cornell, Certified Financial Planner™ When many people hear the word “parents,” they picture a couple in their forties....

 

Wednesday, January 9, 2019

Mid-Life Money Errors If you are between 40 & 60, beware of these financial blunders & assumptions. Provided by Kent Cornell, Certified Financial Planner™ Between the ages of 40 and 60, many people increase their commitment to...

 

Monday, January 7, 2019

Traditional vs. Roth IRAs Perhaps both traditional and Roth IRAs can play a part in your retirement plans. Provided by Kent Cornell, Certified Financial Planner™ IRAs can be an important tool in your retirement savings belt, and...

 

Friday, January 4, 2019

Yes, Young Growing Families Can Save & Invest It may seem like a tall order, but it can be accomplished. Provided by Kent Cornell, Certified Financial Planner™ Plan to put yourself steps ahead of your peers. If you have a young,...

 

Wednesday, January 2, 2019

Financial Steps to Take Before a Divorce Wise moves to make before things are finalized. Provided by Kent Cornell, Certified Financial Planner™ Before your divorce goes through, it would be wise to check up on financial matters....

 

Monday, December 31, 2018

Tax Scams & Schemes The “dirty dozen” favored by criminals & cheats. Provided by Kent Cornell, Certified Financial Planner™ Year after year, criminals try to scam certain taxpayers. Year after year, certain taxpayers...

 

Friday, December 28, 2018

Understanding Homeowners Insurance What all new and prospective homeowners need to know. Provided by Kent Cornell, Certified Financial Planner™ If you arrange a mortgage, your lender will want you to have homeowners insurance....

 

Wednesday, December 26, 2018

Preparing to Sell Your Business Do you have a strategy to follow? Provided by Kent Cornell, Certified Financial Planner™ Have you created a company that someone will want to buy? Your children won’t necessarily want to take...

 

Friday, December 21, 2018

Putting a Price Tag on Your Health Being healthy not only makes you feel good, it may also help you financially. Provided by Kent Cornell, Certified Financial Planner™ We constantly hear how important it is to maintain a healthy...

 

Thursday, December 20, 2018

Do Your Investments Match Your Risk Tolerance? When was the last time you looked at the content of your portfolio? Provided by Kent Cornell, Certified Financial Planner™ When turbulence hits Wall Street, are you stressed out? If...

 

Monday, December 17, 2018

The Value of Insuring Against Life’s Risks Building wealth requires protection from the forces of wealth destruction. Provided by Kent Cornell, Certified Financial Planner™ When you are planning for your future, what do you...

 

Friday, December 14, 2018

The Retirement We Imagine, the Retirement We Live Examining the potential differences between assumption & reality. Provided by Kent Cornell, Certified Financial Planner™ Financially, how might retirement differ from your...

 

Wednesday, December 12, 2018

Women & Money Paralysis Not making a move may not be the best move to make. Provided by Kent Cornell, Certified Financial Planner™ A decision not made may have financial consequences. There is an old belief that women are more...

 

Monday, December 10, 2018

Why Do You Need a Will? It may not sound enticing, but creating a will puts power in your hands. Provided by Kent Cornell, Certified Financial Planner™ According to the global analytics firm Gallup, only about 44% of Americans...

 

Wednesday, December 5, 2018

Wise Decisions with Retirement in Mind Certain financial & lifestyle choices may lead you toward a better future. Provided by Kent Cornell, Certified Financial Planner™ Some retirees succeed at realizing the life they want,...

 

Monday, December 3, 2018

Keep Your Umbrella Handy Have a home-based business? Have a teen driver? Consider umbrella insurance. Provided by Kent Cornell, Certified Financial Planner™ In 2017, the U.S. had a record 11.5 million millionaires, up from 10.8...

 

Friday, November 30, 2018

Your Financial Co-Pilot If anything happens to you, your family has someone to consult. Provided by Kent Cornell, Certified Financial Planner™ If you weren’t around, what would happen to your investments? In many families,...

 

Wednesday, November 28, 2018

Tax Considerations for Retirees Are you aware of them? Provided by Kent Cornell, Certified Financial Planner™ The federal government offers some major tax breaks for older Americans. Some of these perks deserve more publicity...

 

Monday, November 26, 2018

Women Need to Take Charge of Their Money Why do so many of us delegate financial responsibilities to others? Provided by Kent Cornell, Certified Financial Planner™ Many women are in charge of their financial lives, and proudly so...

 

Monday, November 19, 2018

Staying Out of Debt Once You Get Out of Debt As you reduce your liabilities, embrace the behaviors that may improve your balance sheet. Provided by Kent Cornell, Certified Financial Planner™ Paying off a major debt produces a...

 

Friday, November 16, 2018

The Value of Key Employee Insurance Can your small business risk not having it? Provided by Kent Cornell, Certified Financial Planner™ What kind of financial loss would your business face without its key employees? They are worth...

 

Wednesday, November 14, 2018

Coping With an Inheritance A windfall from a loved one can be both rewarding and complicated. Provided by Kent Cornell, CFP™ Inheriting wealth can be a burden and a blessing. Even if you have an inclination that a family member...

 

Monday, November 12, 2018

Is Generation X Preparing Adequately for Retirement? Future financial needs may be underestimated. Provided by Kent Cornell, CFP™ If you were born during 1965-80, you belong to “Generation X.” Ten or twenty years ago,...

 

Friday, November 9, 2018

The Sequence of Returns A look at how variable rates of return do (and do not) impact investors over time. Provided by Kent Cornell, CFP™ What exactly is the “sequence of returns”? The phrase simply describes the...

 

Thursday, November 8, 2018

End-of-the-Year Money Moves Here are some things you might want to do before saying goodbye to 2018. Provided by Kent Cornell, CFP™ What has changed for you in 2018? Did you start a new job or leave a job behind? Did you retire?...

 

Monday, November 5, 2018

When You Retire Without Enough Start your “second act” with inadequate assets, and your vision of the future may be revised. Provided by Kent Cornell, CFP™ How much have you saved for retirement? Are you on pace to...

 

Wednesday, October 31, 2018

Searching for Health Coverage in the Years Before Medicare What are your options for insuring yourself prior to age 65? Provided by Kent Cornell, CFP™ If you retire before age 65, you must be prepared to address two insurance...

 

Monday, October 22, 2018

Tolerate the Turbulence Look beyond this moment and stay focused on your long-term objectives. Provided by Kent Cornell, CFP™ Volatility will always be around on Wall Street, and as you invest for the long term, you must learn to...

 

Tuesday, October 16, 2018

Investing Means Tolerating Some Risk That truth must always be recognized. Provided by Kent Cornell, Certified Financial Planner™ When financial markets have a bad day, week, or month, discomforting headlines and data can swiftly...

 

Monday, October 8, 2018

Preparing to Retire Single Unmarrieds need to approach retirement planning pragmatically. Provided by Kent Cornell, CFP™ In an ideal world, it would be simple to prepare for a solo retirement. You would just save half as much as...

 

Wednesday, October 3, 2018

Filling Out the FAFSA There is really no reason to wait. Provided by Kent Cornell, Certified Financial Planner™ October is here – the ideal time for college students to apply for financial aid. October 1, in fact, marks the...

 

Friday, September 28, 2018

Smart Financial & Insurance Moves for New Parents As you start a family, consider these ideas. Provided by Kent Cornell, Certified Financial Planner™ Being a parent means being responsible to a degree you never have been before....

 

Wednesday, September 19, 2018

Retirees, Check Your Withholding It may need to be adjusted due to the 2017 federal tax reforms. Provided by Kent Cornell, Certified Financial Planner™ The Internal Revenue Service has a message for you. You may need to adjust...

 

Wednesday, September 12, 2018

Getting Your Personal Finances in Shape for 2019 Fall is a good time to assess where you stand and where you could be. Provided by Kent Cornell, Certified Financial Planner™ You need not wait for 2019 to plan improvements to your...

 

Thursday, September 6, 2018

5 Retirement Concerns Too Often Overlooked Baby boomers entering their “second acts” should think about these matters. Provided by Kent Cornell, Certified Financial Planner™ Retirement is undeniably a major life and...

 

Wednesday, August 29, 2018

Underappreciated Options for Building Retirement Savings More people ought to know about them. Provided by Kent Cornell, Certified Financial Planner™ There are a number of well-known retirement savings vehicles, used by millions....

 

Monday, August 20, 2018

Tax Moves to Consider in Summer Now is a good time to think about a few financial matters. Provided by Kent Cornell, Certified Financial Planner™ Making changes earlier rather than later. If you own a business, earn a good deal...